Team Kovachev

With more than 30 years of experience in the mortgage and finance fields, you can rest assured that we will get the job done, and done right.

We are thankful for the opportunity to work with you!

If you know of anyone who might be in need of our services, please pass on our name.

We appreciate the opportunity to serve you!

Evofi One, formerly Oak Hill Mortgage, is a franchise of one of the fastest growing mortgage companies in the USA - Evofi Capital. As a banker/broker we can offer you the advantages of both worlds.
Our goal is repeat and referral business and we are determined to wow our customers and become their trusted advisors for life. We are looking forward to assisting you with your residential or commercial financing needs!




We take deadlines seriously.

When it comes to speed of delivery, you will be surprised of how efficient our process is.

  • 30 minute preapprovals
  • 24 hour approvals
  • 14 day closings
  • No Junk Fees
  • Full Upfront Disclosure

  • Closing Cost Guarantee
Bank charges quoted at time of application will stay the same at closing, unless there is a change in loan size.
  • On Time Closing Guarantee
Loan will close within the agreed upon closing date unless the borrower delays the process.
  • Service Guarantee
If you, at any time during the loan process, feel that you have not been treated right, let us know and we will make it up to you.